Question 1

What is an Independent Medical Opinion (IMO)?

Accepted Answer

An Independent Medical Opinion (IMO) is an official medical statement provided by a private, licensed clinical psychologist. It provides objective medical evidence for veterans' VA mental health claims, explaining the clinical link (nexus) between a veteran's mental health condition and their military service.

Question 2

What does VMHA's Independent Medical Opinion include?

Accepted Answer

VMHA's IMO includes a comprehensive evaluation of daily occupational and social functioning, a diagnostic clinical interview with a licensed doctoral psychologist, nationally recognized standardized mental health screeners (evaluating depression, anxiety, and PTSD/trauma responses), medical and military record review, a formal diagnosis (or updated diagnosis), and an authoritative medical nexus statement.

Question 3

How much does a VMHA Independent Medical Opinion cost?

Accepted Answer

VMHA's flagship Independent Medical Opinion is a transparent flat fee of $1,795, which covers all necessary documentation and additional letters. Flexible zero-interest and low-interest payment plans are available through Affirm, Klarna, and Afterpay.

Question 4

Does VMHA charge a percentage of back pay or benefits?

Accepted Answer

No. VMHA never charges or takes any percentage of your back pay or retroactive VA disability benefits. You earn your benefits, and they belong 100% to you. VMHA operates strictly on a transparent, flat upfront fee model.

Question 5

How long does it take to receive IMO documentation from VMHA?

Accepted Answer

All documentation is delivered within 10 business days following your assessment with your psychologist. Priority evaluation services are also available if you need your documentation sooner.

Question 6

Can VMHA help with secondary mental health claims?

Accepted Answer

Yes. If a service-connected physical condition (such as chronic pain, TBI, sleep apnea, or a PACT Act condition) is causing or worsening your mental health, VMHA's licensed psychologists can evaluate your symptoms, provide a diagnosis, and write a clear medical nexus statement connecting your mental health condition to your primary service-connected disability.

Question 7

Can VMHA help with appeals, review claims, or rating increases?

Accepted Answer

Yes. Whether you disagree with a recent VA rating decision, were previously denied, or have experienced worsening mental health symptoms since your last rating, VMHA provides the clinical evidence, updated diagnosis, and nexus rationale needed for Supplemental Claims, Higher-Level Reviews, or rating increase requests.

Question 8

Are VMHA mental health evaluations conducted virtually?

Accepted Answer

Yes. All VMHA mental health evaluations are conducted virtually via secure, HIPAA-compliant video telehealth calls. You can complete your diagnostic interview conveniently from the comfort of your home.